World Travel Insurance

The Manulife Premium Protection Plan offers:

• Up to $10 million in Emergency Medical Insurance
• Assistance 24 hours a day, 7 days a week
• Fewer exclusions than our other plans and no medical questionnaire required
• Great value

To qualify, simply purchase within 72 hours of booking your trip.**

• Emergency Medical up to $10 million
  • We've got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
  • Includes medical, dental, ambulance, air evacuation and more.
• StandbyMD^™
  • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
  • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
• Trip Cancellation
  • If you are fit to travel at the time of purchase, you may be covered if you cancel your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
• Age Limit
  • Must be under age 75.
• Unlimited Trip Interruption
  • Coverage starts from the moment you leave home.
  • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency, your personal sickness or even a pet's illness.
  • We can even pay for your unused days and help cover you for your out-of-pocket expenses.
  • You can be covered if you interrupt your trip for ANY unforeseen or unexpected reason, with no applicable stability period.
• Misconnection/Travel Disruption
  • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
• Travel Accident
  • Up to $50,000 CAD.
• Flight Accident
  • Up to $250,000 CAD.
• Baggage Loss/Damage
  • Whether it's your camera, clothing or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
• Baggage Delay
  • If your baggage is delayed at least 10 hours while you are en route, you have up to $750 in total for necessary toiletries and clothing.
• Cancel for Any Reason
  • Included with your policy at no extra cost.
  • If you simply change your mind and no longer wish to travel, we will give you up to 80% of the non-refundable trip cost if you cancel 7 days prior to departure. If you cancel 6 days to 24 hours prior to departure we will give you up to 80% refund up to a maximum of $2,500.
• Manulife Flight Assistance
  • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.

COVID-19 Pandemic Travel Insurance - Under Age 60 offers:

• Up to $200,000 in Emergency Medical related to COVID-19
• Up to $5,000,000 in Emergency Medical NOT related to COVID-19
• Up to $2100 per person/$4200 per family in Quarantine Expenses
• Up to $500 in Interruption Expenses

Medical Questionnaire required for 60+
Family Rates are available if all family members are under age 60.

Up to $200,000 in Emergency Medical Coverage for COVID-19 and related conditions:

• Coverage for expenses related to medical mandated quarantine
• Interruption Benefits for Level 4 Travel Advisory announcements after your departure date

Up to $5,000,000 in Emergency Medical Coverage not related to COVID-19

• Covered medical provider expenses including those of a hospital, physicians and nurses
• Toll-free assistance centre to provide assistance and managed care
• Have covered medical bills pre-paid where available
• Arrangement of air ambulance services when necessary and arranged by the Assistance Centre

All Inclusive Plan

• Emergency Medical up to $5 million
  • We've got you covered for any eligible emergency expenses, including accidents, injuries and unexpected illnesses, that may occur once you leave your home province or territory.
  • Includes medical, dental, ambulance, air evacuation and more.
• StandbyMD^™
  • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
  • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
• Trip Cancellation
  • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
• Age Limit
  • No limit.
• Trip Interruption
  • Coverage starts from the moment you leave home.
  • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
  • There are 30 covered events that could cause you to abandon your trip.
• Misconnection/Travel Disruption
  • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
• Travel Accident
  • Up to $50,000 CAD.
• Flight Accident
  • Up to $100,000 CAD.
• Baggage Loss/Damage
  • Whether it's your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
• Baggage Delay
  • If your baggage is delayed at least 10 hours while you are en route, you have coverage of up to $500 in total for necessary toiletries and clothing.
• Cancel for Any Reason
  • It is included with your policy at no extra cost.
  • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
• Manulife Flight Assistance
  • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.

Non-Medical Inclusive Plan

• Trip Cancellation
  • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
• Trip Interruption
  • Coverage starts from the moment you leave home.
  • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
  • There are 30 covered events that could cause you to abandon your trip.
• Misconnection/Travel Disruption
  • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
• Flight Accident
  • Up to $100,000 CAD.
• Travel Accident
  • Up to $50,000 CAD.
• Baggage Loss/Damage
  • Whether it's your camera, clothing, or cosmetics, we provide you with excellent baggage coverage should they be lost, stolen or damaged.
• Baggage Delay
  • If your baggage is delayed at least 10 hours while you are en route, you have up to $500 in total for necessary toiletries and clothing.
• Cancel for Any Reason
  • It is included with your policy at no extra cost.
  • If you simply change your mind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
• Age Limit
  • No limit.
• Manulife Flight Assistance
  • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.

Trip Cancellation & Interruption

• • Coverage begins from the moment you purchase your policy. You can be protected up to 100% for the non-refundable portion of your trip should you have to unexpectedly cancel under one of the 27 covered events.
• Cancel for Any Reason
  • It is included with your policy at no extra cost.
  • If you simply change your mTrip Cancellationind and no longer wish to travel, we will give you up to 50% of the non-refundable trip cost if you cancel 14 days or more before your departure date.
• Trip Interruption
  • Coverage starts from the moment you leave home.
  • Interruptions can consist of delays en route to the airport, aircraft delays causing a missed connection due to weather and mechanical reasons, early return home due to a family emergency or your personal sickness.
  • There are 30 covered events that could cause you to abandon your trip.
• Misconnection/Travel Disruption
  • Miss a connection due to a delay or cancellation of your flight? Experience a delay in reaching your destination or returning home for a reason beyond your control by 6 hours or more? Manulife can be there to provide coverage to help make your itinerary right again, so you can reach your destination or return home safe and sound!
• Age Limit
  • No limit.
• Manulife Flight Assistance
  • Manulife Flight Assistance offers the following benefits, up to an overall maximum of $140, for each registered insured person:
    1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;
    OR
    2. If the flight is totally cancelled, each registered insured person receives $140.

Emergency Medical

• Emergency Medical up to $5 million
  • We've got you covered for any eligible emergency expenses that may occur once you leave your home province or territory.
  • Includes medical, dental, ambulance, air evacuation and more.
• StandbyMD^™
  • A unique worldwide medical concierge service that provides telephone access to a qualified physician who can assess your symptoms and provide treatment options.
  • Our multilingual Assistance Centre is there to help and support you 24 hours a day, every day of the year, anywhere in the world.
• Medical Questionnaire
  • Only necessary if you're aged 60 and up.
• Age Limit
  • No limit.

Annual Emergency Medical also available.
Covers unlimited trips within a year. We offer 5 different trip duration options.

Other Plans

• Canada All-Inclusive
  • The same coverage provided by the All-Inclusive Plan, but only for travel within Canada, outside your province of residence. No age limit.
• Canada Medical
  • The same coverage provided by the Emergency Medical Plan, but only for travel within Canada, outside your province of residence. No age limit.
• Visitors to Canada
  • Emergency medical coverage for people visiting Canada. Good for up to 365 days. Must be under age 86.
• Annual All-Inclusive
  • Covers multiple trips within a year, with emergency medical coverage, plus coverage for trip cancellation and interruption, baggage loss, and more. Must be under age 85.
• Baggage & Personal Effects
  • Coverage for baggage loss, damage and delay, plus passport replacement. No age limit.
• Rental Vehicle Damage
  • $60,000 coverage for damage to a rental vehicle. No age limit.